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Intelligent Credit Scoring: Building and Implementing Better Credit Risk Scorecards " and that he wasAuthor: Naeem Siddiqi Category: Business & Finance Language: English Publisher: Wiley Publication date: December 20, 2016 A better development and implementation framework for credit risk scorecards Intelligent Credit Scoring presents a business oriented process for the development and implementation of risk prediction scorecards. The credit scorecard is a powerful tool for measuring the risk of individual borrowers, gauging overall risk exposure and